Hiring a roofer in Calgary is a significant decision. Whether you’re replacing a damaged roof after a hailstorm or investing in a new installation for a custom home or commercial building, choosing the right contractor impacts the safety, longevity, and value of your property. One of the most important—and often misunderstood—factors is licensing and insurance.
So, do roofers in Calgary need to be licensed and insured? The short answer is yes, but the long answer reveals why it matters and how you can protect yourself from costly mistakes by knowing what to look for.
At Mountaintop Roofing Inc., we prioritize transparency, safety, and professionalism in everything we do. In this blog, we’ll explore Calgary’s licensing requirements, explain what roofing insurance should include, and offer guidance for making the best hiring decision for your home or business.
What Are the Roofing License Requirements in Calgary?
In Calgary, roofing contractors must hold a valid business license to legally operate. According to the City of Calgary’s Business License Bylaw, any business providing contracting services—roofing included—must apply for and maintain a current license to work within city limits.
What This Means for Homeowners and Property Managers
A licensed roofer:
- Has registered their business with the city
- Is legally permitted to operate in Calgary
- Is subject to municipal regulations and inspection guidelines
- Is accountable to local authorities if issues arise
The license requirement helps ensure a baseline level of legitimacy. It protects consumers from unregistered, fly-by-night operations that may disappear after collecting payment or completing substandard work.
You can verify a roofer’s business license through the City of Calgary’s Licensed Business Database.
Why Roofing Insurance Is Non-Negotiable in Alberta
A license is only the beginning. Insurance is just as important—if not more—when choosing a roofing contractor. Roofing is classified as high-risk work. A fall, dropped tool, or structural issue during the job can quickly turn into a legal and financial nightmare if the contractor isn’t properly insured.
Two Essential Insurance Policies for Roofing Contractors
- General Liability Insurance
- Protects the homeowner from damages caused by the roofing company.
- Covers property damage (e.g., if tools fall and damage your siding or windows).
- Covers injury to third parties (e.g., if a bystander is injured on-site).
- Protects the homeowner from damages caused by the roofing company.
- Workers’ Compensation Coverage (WCB in Alberta)
- Covers medical expenses and wage loss if a crew member is injured on the job.
- Shields the homeowner from being held liable for worker injuries.
- Covers medical expenses and wage loss if a crew member is injured on the job.
In Alberta, businesses employing workers must register with the Workers’ Compensation Board (WCB). As a client, you can request proof of WCB coverage from any roofing company you consider hiring.
What Can Go Wrong Without Licensed and Insured Roofers?
Cutting corners by hiring unlicensed or uninsured roofers may save money upfront, but the risks far outweigh the savings.
Risks of Hiring Unlicensed Roofers:
- No legal recourse if the work is defective or incomplete
- Difficulty verifying past work, training, or business history
- Ineligibility for insurance claims if roofing work doesn’t meet code
- Potential fines or order to remove non-compliant construction
Risks of Hiring Uninsured Roofers:
- You could be sued if a worker is injured on your property
- You may have to pay for repairs to damages caused by the contractor
- Your homeowner’s insurance may deny claims related to faulty roofing work
- Subpar work may void your manufacturer’s product warranty
At Mountaintop Roofing Inc., we hold all required licenses, maintain active liability and WCB coverage, and follow safety practices that meet or exceed Alberta standards.
What to Ask Before Hiring a Calgary Roofing Contractor
Here’s a checklist of questions to ask any roofer before signing a contract:
- Are you licensed to work in Calgary? Can I see your business license?
- Do you carry general liability insurance? What is your coverage amount?
- Are your workers covered by WCB? Can you provide a clearance letter?
- What certifications or training does your crew have?
- Do you offer a written contract outlining materials, timeline, and costs?
- What warranties do you provide on labour and materials?
A reputable contractor will provide this information upfront. If a roofer hesitates or avoids these questions, that’s a red flag.
Roofing Codes and Permit Requirements in Calgary
In addition to licensing and insurance, roofing projects may require building permits if structural changes are involved—like altering rooflines or adding ventilation systems. While most shingle replacements don’t need a permit, it’s still important for your roofer to understand and comply with the Alberta Building Code.
Failure to comply with code requirements can result in stop-work orders, fines, or costly corrections later.
Choosing the Right Roofing Partner
The best roofing companies go beyond minimum requirements. They invest in training, follow safety protocols, communicate clearly, and stand behind their work with strong warranties and a solid reputation.
At Mountaintop Roofing Inc., we’ve built our name on professionalism, transparency, and quality. Our clients appreciate that we:
- Carry full liability and WCB coverage
- Are fully licensed to operate throughout Calgary and Alberta
- Use only high-performance, code-compliant materials
- Provide clear, written estimates and contracts
- Offer manufacturer-backed warranties and labour guarantees
- Have decades of combined experience with both residential and commercial systems
Whether you’re managing a flat-roofed commercial facility or a residential re-roof, we deliver results that protect your property and your peace of mind.
Final Thoughts: Why Licensing and Insurance Should Matter to You
Roofing isn’t just another home service—it’s your property’s first line of defense against the elements. Choosing a licensed and insured roofer isn’t about checking boxes. It’s about making a smart, informed investment in the long-term safety, performance, and value of your building.
A properly insured and licensed roofing contractor:
- Minimizes your legal and financial risk
- Delivers code-compliant, high-quality work
- Offers recourse in case of issues or disputes
- Provides better warranties and customer support
- Contributes to a safer, more professional industry standard
Protect your home or business by choosing wisely. Ask for credentials. Read reviews. And work with a contractor who values your trust and investment.
Ready to Work with Calgary’s Trusted Roofing Professionals?
If you’re looking for licensed, insured, and experienced roofers in Calgary, we’re here to help. Whether it’s a new installation, roof replacement, or storm damage repair, we deliver exceptional results and peace of mind.
Get a free estimate now from Mountaintop Roofing Inc. and let us show you how professionalism, safety, and craftsmanship come together in every project we take on.
